How Swipe4Free Works

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Swipe4Free is a revolutionary solution that eliminates or significantly reduces merchant processing fees for businesses through advanced merchant services. Through innovative pricing programs, merchants can offer a cash discount or apply a surcharge for credit card transactions, shifting the cost of card processing from the merchant to the customer

Key Features:

  • Flexible Programs: Merchants choose between the Cash Discount or Surcharge Program based on their business needs, supported by tailored merchant processing services.
  • Daily Discounts: Funds are deposited into your account on a next-day basis, excluding fees, so you only pay taxes on what’s yours. This avoids inflated revenues from traditional processing methods where fees are deducted monthly.
  • Customer Savings: Card-paying customers cover the fees while receiving rewards like cashback or mileage, and cash-paying customers benefit from discounts.

At Swipe4Free, we provide tailored payment processing programs designed to eliminate or significantly reduce merchant fees. Our innovative merchant services empower businesses to save on processing costs while offering customers flexible payment options. Explore the programs below to find the best fit for your business:

Cash discount

Cash Discount Program

The Cash Discount Program allows merchants to display a card price with a small markup (typically 4%) and offer a discount to customers who pay with cash. This program, enhanced by our merchant credit card processing, enables businesses to eliminate monthly processing fees while rewarding cash-paying customers.

Key Benefits:

  • Zero Monthly Fees: No additional costs for processing transactions.
  • No Cost for Equipment: All necessary hardware and virtual portals are provided at no cost.
  • Customer Flexibility: Consumers who prefer cash enjoy instant savings.
 
Surcharge program

Surcharge Program

The Surcharge Program is ideal for businesses with higher-ticket transactions, typically over $500. Merchants only pay a minimal fee for debit transactions (1.2%*), while credit card users pay a small surcharge for their convenience, all streamlined via our merchant services credit card processing.

Key Benefits:

  • Minimal Merchant Costs: Debit fees are covered by the merchant, while credit users pay a 3% surcharge.
  • Zero Monthly Fees: No recurring costs for processing or equipment.
  • Customer Value: Credit card users often receive cashback or rewards, offsetting the surcharge.
 

By partnering with Swipe4Free, merchants can streamline operations, save on costs, and offer more value to their customers through optimized merchant services.

 

Swipe4Free proudly serves a wide range of industries, offering tailored payment solutions to meet their unique needs. Click below to learn more!

Maximize Your Profits with Cash Discount Programs

Unlock significant savings and increase your bottom line with our innovative cash discount programs. By reducing or eliminating merchant processing fees, we help businesses like yours maximize profits while offering seamless payment solutions.

Optimize Your Payment Processing

Take control of your credit and debit card processing with our proven merchant services solutions. We specialize in guiding businesses through the successful implementation of cash discount programs, ensuring compliance and efficiency every step of the way.

Boost Sales with Advanced Payment Solutions

Drive revenue growth with our state-of-the-art payment processing services. From transparent pricing models to cutting-edge technology, our solutions are tailored to meet the unique needs of your business.

Tailored Equipment Solutions at No Cost

Equip your business with customized payment processing tools, including cost-free equipment and virtual terminals. Our technology, backed by reliable merchant services, is designed to integrate seamlessly into your operations, ensuring smooth and reliable transactions.

Premier Payment Solutions for Business Growth

Enhance your business operations with our industry-leading payment processing services. With a focus on transparency, innovation, and customer satisfaction, we empower businesses to thrive in today’s competitive marketplace.
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Industries We Work With

Empowering Your Transactions

Let our success speak for itself. Explore the key metrics that showcase Florida Payment’s industry-leading performance and commitment to delivering exceptional results.

 
10

Years in Business

700 +

Your Transactions Simplified

20 k+

Happy Clients, Glowing Feedback

10 B+

Anual processing volume

Florida Payment

Drive Revenue with Florida Payment Solutions

Welcome to Florida Payment, your trusted partner in credit and debit card processing. We specialize in helping businesses reduce costs and increase profits through innovative cash discount programs and customized, cost-free equipment solutions. Let us streamline your payment processes and enhance your financial operations with scalable merchant services.

Schedule an appointment today and take the first step toward optimizing your business for growth

Contact Us